Credit Cards: To pay for your purchases here you will be directed to Paypal to use a credit card. You do NOT need to have a Paypal account to use a credit card. When you are checking out and the PayPal page comes up, you will see: Don't have a PayPal account? Use your credit card or bank account (where available). Continue or you may just see a button labeled “CONTINUE”. Click on “Continue” or the continue button. The continue link offers the option of paying by MasterCard, VISA, American Express and Discover without having to open a PayPal account. Credit Card over the phone: You can use a credit card over the phone. By calling 914-432-7886.